What is a balance sheet?

A balance sheet is a financial report showing your business at a specific date: what it owns (assets), what it owes (liabilities), and what is left for its owners (equity). Its two sides must always balance.

Its three components

Component Answers the question
Assets What does my business own?
Liabilities What does it owe others?
Equity What is actually left for me?

The equation that governs it

Assets = Liabilities + Equity

If that equality does not hold, an entry in the books is missing or wrong.

How to read it in a minute

  1. Look at equity: is it growing against the previous period?
  2. Compare current assets to current liabilities: is there enough to cover what falls due within a year?
  3. Check the size of receivables: are they swelling without being collected?

Frequently Asked Questions

Because its two sides are always equal: total assets equal total liabilities plus equity. That balance is a direct consequence of double-entry bookkeeping.
A balance sheet is a snapshot at one moment showing what you own and owe. An income statement covers a whole period and shows revenue, expenses and profit across it.
If your transactions are recorded with double-entry, the balance sheet is built automatically. Qayd generates one in seconds from the transactions you recorded in Arabic.

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